Insurance Tip: Use Your Garage.

Posted by Joshua on Monday Jul 15, 2013 Under Insurance Tips

This is sort of a focus on something from one of our recent insurance tips. ¬†When we talked about avoiding troublesome locations. These are locations that can increase the chance a vehicle will be stolen or defaced. It can also mean severe weather locations, freak weather accidents and community events that take place on public streets. Ultimately it is far less risky for a vehicle to be parked inside, rather than outside. Unfortunately, many drivers don’t always use their garage for their car. Some opt to use it for storage, some simply overlooking it in favor of the driveway. Ultimately, parking the car in the garage will save a driver on money and hassles.

Parking a car in the garage is almost sure to keep an insurance rate low, or at least prevent it from increasing due to theft and vandalism. Vehicles can often be vandalized even in extremely upscale neighborhoods. Car theft is much the same, a car thief may not be deterred by a normally crime free neighborhood. On the other hand, they will be deterred by a sturdy lock on a garage door.

Putting the vehicle in the garage prevents the elements from damaging it. Even in locations with nearly perfect weather, steady sunlight will eventually start to blanch and damage paint. In less than perfect weather, rain, sleet, hail and weather related debris can cause auto glass, paint and body damage. The elements can also add to other long term issues, like electrical problems and rust.

Animals can damage a vehicle in several ways, many of them mechanical, by simply crawling around on or inside the vehicle. Pigeons and other birds have their own special ways to damage automotive paint. Protecting a vehicle with even a basic garage can prevent most animals from bothering a vehicle.

Parking the vehicle in the garage is an easy insurance tip to obey. You can still use a garage for storage, even if your vehicle is parked in it. Good weather or bad, parking the vehicle in the garage can save you money in the long term, on your car insurance and overall upkeep costs.

 

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