A car represents an ongoing cost in the lives of most drivers. Maintenance, gas, repairs and insurance all add up to a significant long term cost. Motorists should be aware of every dollar they can save over the life of a vehicle. One place drivers can save money is by ensuring they are gaining every available discount when buying and maintaining insurance. There are numerous discounts available to drivers when shopping for car insurance. There are also a few discounts insurance companies can provide to drivers that often go unused. Discounts on services affiliated with an insurer can add up to major savings in the long term.
Drivers can normally qualify for numerous discounts when buying insurance or considering changing insurers. When a driver gets a new policy, discounts are available for academic achievements, and things as simple as not smoking. Discounts for existing drivers can vary depending on the insurance company, but most companies do offer some form of discount in the long term. Drivers hitting certain ages can qualify for discounts as can drivers who maintain a good driving record.
Insurers often offer numerous fringe benefits to customers that they may or may not make readily known. Free roadside assistance or discounts on automotive services are common offers from most insurance companies that can save drivers money. Discounts from preferred shops, for example, can save drivers on deductibles and general repairs.
When trying to defray the costs of a vehicle in the long term there are several ways drivers can save money. Insurance companies offer numerous discounts to drivers both on initial purchase of a policy and over the life of a policy. Drivers are encouraged to ask about new discounts when it is time to renew. Drivers are also encouraged to see what services and additional discounts an insurer and affiliates offer.