Avoiding accidents, tickets and auto damage is the surest way to maintain a good premium. It’s also pretty good advice for drivers who get a lower deductible or other careful driver perks from the insurance company. Accidents happen during the winter, a combination of weather, festivities and rushing around makes the roads a little more dangerous. Following a couple basic insurance tips can help with making it through a winter without an accident or risk of increased premium.
First and foremost, driving carefully is terribly important in the winter season. In many states road conditions like black ice and freezing rain cause accidents when drivers are not paying attention to road conditions. The holidays also mean people can get a little extra festive. Staying alert to other drivers is essential.
Remember posted speed limits. This seems obvious, but everyone finds themselves in a rush at some point over the holidays. Traffic congestion due to weather, accidents or holiday events events is a fairly common in most cities. Law enforcement is out in force over the holiday season and avidly pull over speeding drivers. Leaving the house a little early is one of the surest ways to avoid running late due to winter or holiday driving conditions.
Avoiding auto damage and tickets can be the hardest thing across the winter season. Combining festivities with rushing about and nasty weather makes for all manner of mishaps that can affect a drivers’ insurance premium. Basic insurance tips can help immensely. Driving defensively and staying alert are key to avoiding accidents. Defensive driver can aid with both with the weather and with other drivers. Making sure to plan ahead and take the time necessary to travel can help prevent speeding and encounters with law enforcement. Avoiding damage and tickets over winter is a great way to earn a lowered deductible.